:root {
  --ink: #172334;
  --muted: #526276;
  --brand: #087fc8;
  --brand-dark: #075b91;
  --brand-soft: #eaf6fd;
  --line: #dce6ee;
  --paper: #ffffff;
  --wash: #f4f8fb;
  --accent: #f2a51a;
  --radius: 18px;
  --shadow: 0 16px 45px rgba(23, 35, 52, .09);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--wash);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.72;
  text-rendering: optimizeLegibility;
}

a { color: var(--brand-dark); text-underline-offset: .18em; }
a:hover { color: var(--brand); }
img { display: block; max-width: 100%; height: auto; }

.skip-link {
  position: fixed;
  z-index: 100;
  top: 8px;
  left: 8px;
  padding: 10px 14px;
  border-radius: 8px;
  background: var(--ink);
  color: #fff;
  transform: translateY(-150%);
}
.skip-link:focus { transform: none; }

.site-header {
  position: sticky;
  z-index: 20;
  top: 0;
  border-bottom: 1px solid rgba(220, 230, 238, .9);
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(10px);
}

.header-inner,
.page-shell,
.site-footer-inner {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}

.header-inner {
  min-height: 88px;
  display: flex;
  align-items: center;
  gap: 28px;
}

.brand { flex: 0 1 360px; }
.brand img { width: 360px; max-height: 78px; object-fit: contain; object-position: left center; }

.menu-toggle {
  display: none;
  margin-left: auto;
  padding: 9px 13px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
  color: var(--ink);
  font: inherit;
  font-weight: 700;
}

.top-nav { margin-left: auto; }
.top-nav ul { display: flex; align-items: center; gap: 22px; margin: 0; padding: 0; list-style: none; }
.top-nav a { color: var(--ink); font-weight: 700; text-decoration: none; }
.top-nav .nav-cta {
  display: inline-flex;
  padding: 10px 16px;
  border-radius: 999px;
  background: var(--brand);
  color: #fff;
}

.page-shell {
  display: grid;
  grid-template-columns: 265px minmax(0, 1fr);
  gap: 36px;
  padding-block: 44px 64px;
}

.topic-nav { align-self: start; position: sticky; top: 120px; }
.topic-nav h2 { margin: 0 0 14px; font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.topic-nav ul {
  margin: 0;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  box-shadow: var(--shadow);
  list-style: none;
}
.topic-nav li + li { border-top: 1px solid var(--line); }
.topic-nav a {
  display: block;
  padding: 11px 12px;
  border-radius: 10px;
  color: var(--ink);
  font-size: .92rem;
  font-weight: 650;
  line-height: 1.35;
  text-decoration: none;
}
.topic-nav a:hover,
.topic-nav a[aria-current="page"] { background: var(--brand-soft); color: var(--brand-dark); }

.content-card {
  min-width: 0;
  padding: clamp(26px, 5vw, 58px);
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.eyebrow { margin: 0 0 8px; color: var(--brand-dark); font-size: .82rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
h1, h2, h3 { color: var(--ink); line-height: 1.18; text-wrap: balance; }
h1 { margin: 0 0 24px; font-size: clamp(2rem, 4vw, 3.7rem); letter-spacing: -.035em; }
h2 { margin: 2.2em 0 .7em; font-size: clamp(1.45rem, 2.5vw, 2rem); letter-spacing: -.02em; }
h3 { margin: 1.7em 0 .55em; font-size: 1.25rem; }
p, ul, ol { margin-block: 0 1.2em; }
ul, ol { padding-left: 1.35em; }
li::marker { color: var(--brand); }

.lead { max-width: 760px; color: var(--muted); font-size: clamp(1.08rem, 1.8vw, 1.26rem); }
.notice {
  margin: 28px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--brand);
  border-radius: 0 12px 12px 0;
  background: var(--brand-soft);
}

.hero {
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.12fr .88fr;
  min-height: 480px;
  margin: calc(clamp(26px, 5vw, 58px) * -1);
  margin-bottom: 48px;
  border-radius: 24px 24px 0 0;
  background: linear-gradient(135deg, #eef8fe, #fff 68%);
}
.hero-copy { align-self: center; padding: clamp(34px, 6vw, 72px); padding-right: 28px; }
.hero-copy h1 { max-width: 750px; }
.hero-copy p { max-width: 660px; color: var(--muted); font-size: 1.15rem; }
.hero-media { min-height: 340px; }
.hero-media img { width: 100%; height: 100%; object-fit: cover; }

.button-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 11px 18px;
  border: 2px solid var(--brand);
  border-radius: 999px;
  background: var(--brand);
  color: #fff;
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
}
.button:hover { background: var(--brand-dark); border-color: var(--brand-dark); color: #fff; }
.button.secondary { background: transparent; color: var(--brand-dark); }

.benefit-grid,
.path-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 28px 0 36px;
}
.benefit-card,
.path-card {
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
}
.benefit-card h2,
.path-card h2 { margin: 0 0 8px; font-size: 1.25rem; }
.benefit-card p,
.path-card p { margin: 0; color: var(--muted); }

.content-card table {
  width: 100% !important;
  margin: 24px 0 32px;
  border: 1px solid var(--line) !important;
  border-collapse: collapse;
  border-radius: 12px;
  background: #fff !important;
  font-size: .95rem;
}
.content-card th,
.content-card td { width: auto !important; padding: 12px 14px; border: 1px solid var(--line) !important; vertical-align: top; }
.content-card tr:nth-child(even) { background: var(--wash); }
.content-card caption { padding: 0 0 10px; color: var(--muted); font-weight: 700; text-align: left; }

.profile-image { float: right; width: min(280px, 40%); margin: 0 0 24px 30px; border-radius: 16px; }

.contact-card {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--brand-soft);
}
.contact-list { display: grid; gap: 12px; margin: 0; padding: 0; list-style: none; }
.map { width: 100%; min-height: 390px; border: 0; border-radius: 16px; }

form { max-width: 760px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.field { margin-bottom: 18px; }
.field.full { grid-column: 1 / -1; }
label { display: block; margin-bottom: 7px; font-weight: 750; }
input, textarea, select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #afbecb;
  border-radius: 10px;
  background: #fff;
  color: var(--ink);
  font: inherit;
}
textarea { min-height: 170px; resize: vertical; }
input:focus, textarea:focus, select:focus { outline: 3px solid rgba(8, 127, 200, .2); border-color: var(--brand); }
.privacy-summary { max-height: 190px; overflow: auto; padding: 15px; border: 1px solid var(--line); border-radius: 10px; background: var(--wash); font-size: .82rem; }
.consent { display: grid; grid-template-columns: auto 1fr; align-items: start; gap: 10px; }
.consent input { width: auto; margin-top: .42em; }
button { cursor: pointer; }

.site-footer { border-top: 1px solid var(--line); background: #fff; }
.site-footer-inner { display: grid; grid-template-columns: 1fr auto; gap: 24px; padding-block: 32px; color: var(--muted); font-size: .88rem; }
.site-footer p { margin: 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: 16px; }

@media (max-width: 900px) {
  body { font-size: 16px; }
  .header-inner { min-height: 74px; }
  .brand { flex-basis: 250px; }
  .brand img { width: 250px; max-height: 64px; }
  .menu-toggle { display: inline-flex; }
  .top-nav { position: absolute; inset: 74px 0 auto; display: none; padding: 12px 20px 20px; border-bottom: 1px solid var(--line); background: #fff; }
  .top-nav[data-open="true"] { display: block; }
  .top-nav ul { align-items: stretch; flex-direction: column; gap: 6px; }
  .top-nav a { display: block; padding: 9px 0; }
  .top-nav .nav-cta { justify-content: center; }
  .page-shell { grid-template-columns: 1fr; gap: 24px; padding-top: 28px; }
  .content-card { order: 1; }
  .topic-nav { position: static; order: 2; }
  .topic-nav ul { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .topic-nav li + li { border-top: 0; }
  .hero { grid-template-columns: 1fr; }
  .hero-copy { padding-right: clamp(34px, 6vw, 72px); }
  .hero-media { max-height: 360px; }
}

@media (max-width: 620px) {
  .header-inner,
  .page-shell,
  .site-footer-inner { width: min(100% - 24px, 1180px); }
  .brand { flex-basis: 210px; }
  .brand img { width: 210px; }
  .content-card { padding: 24px 19px; border-radius: 18px; }
  .hero { margin: -24px -19px 36px; border-radius: 18px 18px 0 0; }
  .hero-copy { padding: 32px 22px; }
  .hero-media { min-height: 240px; }
  .topic-nav ul,
  .benefit-grid,
  .path-grid,
  .form-grid { grid-template-columns: 1fr; }
  .content-card table { display: block; overflow-x: auto; white-space: normal; }
  .profile-image { float: none; width: 100%; margin: 0 0 24px; }
  .site-footer-inner { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}

@media print {
  .site-header, .topic-nav, .site-footer, .button-row { display: none !important; }
  body { background: #fff; color: #000; font-size: 11pt; }
  .page-shell { display: block; width: 100%; padding: 0; }
  .content-card { padding: 0; border: 0; box-shadow: none; }
  a { color: inherit; text-decoration: none; }
}
